P PAY

Savings Pay is up to 50% of your actual charge
It's an event product that gives you additional points,
From the next day of the deposit date, '300 days equally'
separately available for use or withdrawal
Payment of 'HPAY'

H PAY

HBPAY Affiliate Use at Affiliate and
cashable
HPAY (available PAY)

S PAY

It's a local currency concept that can be used throughout the country
HB+F Alliance Affiliate, HBGA+M, HB Tour
Available SPAY (Shopping PAY)